Rates
Sukanya Samriddhi interest rate: 8.2%
In force since 1 Jan 2024. The Ministry of Finance sets small-savings rates every quarter; the app applies each rate to the months it covered, so your history is always computed with the right rate.
| In force from | Rate per year |
|---|---|
| 1 Jan 2024current | 8.20% |
| 1 Apr 2023 | 8.00% |
| 1 Apr 2020 | 7.60% |
| 1 Jul 2019 | 8.40% |
| 1 Oct 2018 | 8.50% |
| 1 Jan 2018 | 8.10% |
| 1 Jul 2017 | 8.30% |
| 1 Apr 2017 | 8.40% |
| 1 Oct 2016 | 8.50% |
| 1 Apr 2016 | 8.60% |
| 1 Apr 2015 | 9.20% |
| 3 Dec 2014 | 9.10% |
Last updated 16 Sept 2026. Source: Ministry of Finance quarterly notifications on small savings schemes.
Why the history matters
An account opened in 2016 has earned at seven different rates so far. A calculator that applies today's rate to the whole history will be wrong by thousands of rupees; the passbook, and Sukanya Tracker, apply each quarter's rate to its own months. How the calculation works →